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: : Uninsured Motorist Coverage Information
What to do when the other driver does not have insurance?
[ April 19, 2005 ]
I was hit by an individual that did not have insurance?. WHAT SHOULD I DO... ?
You are not alone. This happens every day. Hoepfully you bought a special type of coverage called UM/UIM (uninsured motorist / under-insured motorist)... (Read Article)
Two tips about your insurance company and your UM/UIM policy
[April 19, 2005 ]
The two most important things to know about your insurance company are:
1. Call a lawyer. Don't rely on the advice of the insurance adjuster.
Why?
2. The insurance adjuster is not your friend, they are your adversary.
... (Read Article)
My Insurance Company Says I Don't Need a Lawyer [April 19, 2005]
My Insurance Company Says I Don't Need a Lawyer
Remember the old saying, "Follow the money." Well, follow the money. Insurance Companies are designed to make money. How? They make money by collecting your premiums, and reducing...
(Read Article)
What is UM coverage
[April 19, 2005]
What is "underinsured motorist" coverage?
Uninsured/Underinsured Motorists Coverage (UM./UIM): Allows you to collect money from your own auto insurance policy if you are injured by an uninsured or underinsured driver.
In this case,... (Read Article)
Dirty tricks played by insurance companies in settling UM and UIM claims
[April 19, 2005]
"Don't trust the insurance adjuster." That is the first piece of advice I give someone who wants to handle a claim on their own.
"Why?" they might ask.
I tell them, "Because they are in the business of collecting premiums and paying...
(Read Article)
What is the best way to negotiate with an adjuster?
[April 19, 2005]
Instead of thinking that your insurance adjuster is on you side, imagine that they are the other player in a board game (checker,s chess). Just as you could read a book on "how to" play chess, there are books and web sites with information... (Read Article)
What does UM/UIM insurance do for you?
[April 19, 2005]
Many people do not understand the UM/UIM insurance area (uninsured/underinsured motorist coverage).
In fact, when you buy UM/UIM coverage, you are buying insurance for the other person who is either unisnured (has no insurance) or... (Read Article)
Will my own insurance adjuster protect my interests? - Monheit Law
[April 18, 2005]
Will my own insurance adjuster protect my interests? I doubt it!
You must realize that insurance companies train adjusters to be skilled at "helping" you while they are really helping themselves! But insurance companies only make more...
(Read Article)
Burden of proof, UM, Uninsured Motorist - Monheit Law
[April 18, 2005]
What do you need to prove to get coverage and receive payment under your UM (uninsured motorist) policy? Two things
First, you have to that the other party caused the accident and the other party had no insurance. Second, you have... (Read Article)
UM Coverage, Uninsured Motorist Coverage - What is it? - Monheit Law
[April 18, 2005]
Uninsured Motorist - What is it?
What do you get when you buy UM coverage?
In short, you are buying insurance for people who don't bother to buy their own, but are still out driving that uninsured car. When one of those uninsured... (Read Article)
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