Who pays? How much? A dispute between the two insurance companies
October 7, 2005

Generally speaking, the damage to your car is either the cost of repairing your car to the same condition it was in before the accident, or if totalled, the value at the time of the accident. If the car has a loss in re-sale value, that may also be a damage. If the repair cost is more than the value of your car before the accident, then the car is "totaled" and you get the pre-accident value.

http://www.wistv.com/global/story.asp?s=3423990&ClientType=Printable (National) June 2, 2005 - Kathy Sommerich Handel had a car accident last year. Her two children were in the back seat. "It was really scary because the kids were screaming.... (Read Article)

Do You Have Enough Car Insurance Consumer Reports TriCities.com Tuesday, May 31, 2005 There are more than six million car accidents every year on roads and highways. It takes a split second for something to go wrong. And... (Read Article)

May 16, 2005 Legislation establishing a program to improve enforcement of motorists' financial responsibility obligations passed the Texas House of Representatives, according to its sponsor, Rep. Bill Callegari (Katy). "Although... (Read Article)

I was hit by an individual that did not have insurance?. WHAT SHOULD I DO... ? You are not alone. This happens every day. Hoepfully you bought a special type of coverage called UM/UIM (uninsured motorist / under-insured motorist)... (Read Article)

The two most imporant things to know about your insurance company are: 1. Call a lawyer. Don;t rely on the advice of the insurance adjuster. Why? 2. The insurance adjuster is not your friend, they are your adversary. ... (Read Article)

My Insurance Company Says I Don't Need a Lawyer Remember the old saying, "Follow the money." Well, follow the money. Insurance Companies are designed to make money. How? They make money by collecting your premiums, and reducing... (Read Article)

What is "underinsured motorist" coverage? Uninsured/Underinsured Motorists Coverage (UM./UIM): Allows you to collect money from your own auto insurance policy if you are injured by an uninsured or underinsured driver. In this case,... (Read Article)

"Don't trust the insurance adjuster." That is the first piece of advice I give someone who wants to handle a claim on their own. "Why?" they might ask. I tell them, "Because they are in the business of collecting premiums and paying... (Read Article)

Instead of thinking that your insurance adjuster is on you side, imagine that they are the other player in a board game (checker,s chess). Just as you could read a book on "how to" play chess, there are books and web sites with information... (Read Article)