Uninsured Motorist Coverage Information

Monheit Law:
   Uninsured Motorist Lawsuits
UM Articles
Past UM Artilces
Current UM Articles
"You don't need a lawyer?"
UM Coverage
UM Insurance Case Inquiry Form
What should I do?


Monheit Law:
   Uninsured Motorist Lawsuits : UM Articles : 2005-05-31 : Article

Do You Have Enough Car Insurance

Do You Have Enough Car Insurance
Consumer Reports
TriCities.com
Tuesday, May 31, 2005


There are more than six million car accidents every year on roads and highways.

It takes a split second for something to go wrong. And there?s more than physical injury at risk - a bad accident can wipe you out financially. You could loose everything you own. Consumer Reports Money Adviser has what you need to know to protect yourself.

Kathy Sommerich Handel had a car accident last year. Her two children were in the backseat.

Kathy says, "It was really scary because the kids were screaming. They had never experienced anything like it."

Fortunately, no one was hurt. Kathy's also lucky that she had enough insurance to cover the damage, so there was no financial impact either.

How can you keep a collision from becoming a financial disaster?

Consumer Reports Money Adviser's Laura Washington says be aware the state insurance requirements may leave you vulnerable.

She says, "If you own your own home, or if you have assets, they could be at risk if you're underinsured."

So what's sufficient auto insurance coverage for homeowners? For both bodily-injury and uninsured motorist coverage, you should be covered for 250-thousand dollars per person and 500-thousand dollars per accident.

Washington says, "It'll raise your premiums about ten, ten percent, but it's clearly worth it if it could, if it means saving your home."

And Consumer Reports Money Adviser says another area where people are often underinsured is property-damage coverage.

"States typically recommend between 10 and 25 thousand dollars worth of coverage. But we recommend a hundred-thousand dollars worth of coverage just in case you hit a really expensive car," says Washington.

And in the chaos that follows an accident, people often forget what information they need. Ask to see the driver's license and insurance card as well as the vehicle registration. Also, be sure to note the make, model and license plate of the car. Kathy says she made a point of staying calm after her accident, and that helped ensure that she got the information she needed. Consumer Reports says it's a good idea to carry a disposable camera in your car in case of an accident. You can take pictures of the scene, your car and the other vehicle involved. This can help protect you against claims for damage that you didn't cause Michael Monheit, Esquire of Monheit Law, P.C.
Toll Free: 866-761-1385
Email: Michael Monheit

Don't be fooled by a wolf in sheep's skin!
Were you told by your insurance company that "you should not contact an attorney?" Are you unhappy with the settlement amount that your insurance company gave you? Even if you already settled your case, you may be entitled to bring a claim against your insurance carrier if they gave you bad advice. In fact, if you settled with your own insurance company, without consulting an attorney we want to know why?

Contact Monheit Law about your Uninsured Motorist coverage case.
Michael Monheit, Esquire
Toll Free: 866-761-1385
Email: Michael Monheit

PERSONAL INFORMATION
First Name:
Last Name:
E-mail Address:
Address:
City:
State:
Zipcode:
Phone: () - ext.

INSURANCE CARRIER INFORMATION
State Farm
Nationwide
Allstate
 GEICO
Other Insurance Carrier
Name of Carrier:
  • Were you told by the insurance company not to contact an attorney?
  • If the insurance company told you not to contact us, let us know, as your rights may have been violated.
  • Even if you already settled your case, you may be entitled to bring a claim.
  • In fact, if you settled with your own insurance company, without consulting an attorney we want to know why?
Please describe what the adjuster said to you about using an attorney:

CASE INFORMATION
Date of Accident:
City Incident Occurred:
State Incident Occurred:
Roadway or Intersection:
Describe What happened:
Doctors or Physicians Involved:
Hospital Involved:
Who was the driver of your vehicle:
Who was/were the passenger(s) in your vehicle:
Name(s) Injured Party(ies):
Witness Names and Contact information:
Was a Ticket issued?
Yes
No
Please describe:

ADDITIONAL COMMENTS
Additional Comments:
Please Describe Your Current Situation:
 


 

 

Home  |  Site Map  |  Disclaimer