What does UM/UIM insurance do for you?
April 19, 2005

Many people do not understand the UM/UIM insurance area (uninsured/underinsured motorist coverage). In fact, when you buy UM/UIM coverage, you are buying insurance for the other person who is either unisnured (has no insurance) or... (Read Article)

Instead of thinking that your insurance adjuster is on you side, imagine that they are the other player in a board game (checker,s chess). Just as you could read a book on "how to" play chess, there are books and web sites with information... (Read Article)

"Don't trust the insurance adjuster." That is the first piece of advice I give someone who wants to handle a claim on their own. "Why?" they might ask. I tell them, "Because they are in the business of collecting premiums and paying... (Read Article)

What is "underinsured motorist" coverage? Uninsured/Underinsured Motorists Coverage (UM./UIM): Allows you to collect money from your own auto insurance policy if you are injured by an uninsured or underinsured driver. In this case,... (Read Article)

My Insurance Company Says I Don't Need a Lawyer Remember the old saying, "Follow the money." Well, follow the money. Insurance Companies are designed to make money. How? They make money by collecting your premiums, and reducing... (Read Article)

The two most imporant things to know about your insurance company are: 1. Call a lawyer. Don;t rely on the advice of the insurance adjuster. Why? 2. The insurance adjuster is not your friend, they are your adversary. ... (Read Article)

I was hit by an individual that did not have insurance?. WHAT SHOULD I DO... ? You are not alone. This happens every day. Hoepfully you bought a special type of coverage called UM/UIM (uninsured motorist / under-insured motorist)... (Read Article)