Uninsured Motorist Coverage Information

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Monheit Law:
   Uninsured Motorist Lawsuits : UM Articles : 2005-04-19 : Article

What is UM coverage

What is "underinsured motorist" coverage?

Uninsured/Underinsured Motorists Coverage (UM./UIM): Allows you to collect money from your own auto insurance policy if you are injured by an uninsured or underinsured driver.

In this case, your own insurance carrier has the right to use the same defenses that the other driver may have had against you. So your insurance company is no longer on your side.

This means they are your adversary. Thus, you should hire a lawyer to protect your interests. Your own carrier will NOT be looking out for your interests, even though you paid them a premium for the insurance.

The coverage is commonly called, "un-insurance" or "under-insurance" or UM or UIM coverage. The coverage not only covers you while you are in your car, but also often when you are in another person car, or even if you are a pedestrian. Also, it also protects injured people in your house in the case of auto accidents, pedestrian cases, and hit and run cases.

Michael Monheit, Esquire of Monheit Law, P.C.
Toll Free: 866-761-1385
Email: Michael Monheit

Don't be fooled by a wolf in sheep's skin!
Were you told by your insurance company that "you should not contact an attorney?" Are you unhappy with the settlement amount that your insurance company gave you? Even if you already settled your case, you may be entitled to bring a claim against your insurance carrier if they gave you bad advice. In fact, if you settled with your own insurance company, without consulting an attorney we want to know why?

Contact Monheit Law about your Uninsured Motorist coverage case.
Michael Monheit, Esquire
Toll Free: 866-761-1385
Email: Michael Monheit

PERSONAL INFORMATION
First Name:
Last Name:
E-mail Address:
Address:
City:
State:
Zipcode:
Phone: () - ext.

INSURANCE CARRIER INFORMATION
State Farm
Nationwide
Allstate
 GEICO
Other Insurance Carrier
Name of Carrier:
  • Were you told by the insurance company not to contact an attorney?
  • If the insurance company told you not to contact us, let us know, as your rights may have been violated.
  • Even if you already settled your case, you may be entitled to bring a claim.
  • In fact, if you settled with your own insurance company, without consulting an attorney we want to know why?
Please describe what the adjuster said to you about using an attorney:

CASE INFORMATION
Date of Accident:
City Incident Occurred:
State Incident Occurred:
Roadway or Intersection:
Describe What happened:
Doctors or Physicians Involved:
Hospital Involved:
Who was the driver of your vehicle:
Who was/were the passenger(s) in your vehicle:
Name(s) Injured Party(ies):
Witness Names and Contact information:
Was a Ticket issued?
Yes
No
Please describe:

ADDITIONAL COMMENTS
Additional Comments:
Please Describe Your Current Situation:
 


 

 

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