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Monheit Law:
   Uninsured Motorist Lawsuits : UM Articles : 2005-04-19 : Article

Dirty tricks played by insurance companies in settling UM and UIM claims

"Don't trust the insurance adjuster." That is the first piece of advice I give someone who wants to handle a claim on their own.

"Why?" they might ask.

I tell them, "Because they are in the business of collecting premiums and paying out as little as possible. Insurance companies are NOT your friends!"

Be careful what you sign. They may want you to sign a witness statement or to endorse a check. You need to be careful what the statement say, or what is written on the check. It could wipe out your future rights. An insurance company might seem nice, when they pay for the damage on your car. But be careful if there is a release, it could take away your rights to personal injury damage.

Be careful of delays. If an insurance company can get you to delay hiring a lawyer and filing a lawsuit by delaying your case past the statute of limitations, then you will not have a case. Don't wait until it is too late.

Be careful what you say. Some insurance companies ask to take a recorded statement from you by phone, immediately after the accident. They want to do this before any of the swelling and nerve damage has become apparent. So it seems like you feel fine, when in a few days you may be very sore. Then they will use that statement later to make it look like you have "made up" your injuries.

Be careful when they show up at your door or at the scene of the accident. For example, I have handled cases where Progressive insurance arrived at the scene of the accident and others where they came out to my client's home. They want to get to you before you get to a lawyer. Think about that. Why? Because they don't want you to get sound advice.

Be careful - even when its your own insurance company. Uninsured/underinsured motorist coverage is coverage, you buy in case the other person does nto have insurance. "Your insurance company" becomes "their insurance company". And thus, they are no longer on your side!

Insurance companies need lawyers!! You need a lawyer too!

Michael Monheit, Esquire of Monheit Law, P.C.
Toll Free: 866-761-1385
Email: Michael Monheit

Don't be fooled by a wolf in sheep's skin!
Were you told by your insurance company that "you should not contact an attorney?" Are you unhappy with the settlement amount that your insurance company gave you? Even if you already settled your case, you may be entitled to bring a claim against your insurance carrier if they gave you bad advice. In fact, if you settled with your own insurance company, without consulting an attorney we want to know why?

Contact Monheit Law about your Uninsured Motorist coverage case.
Michael Monheit, Esquire
Toll Free: 866-761-1385
Email: Michael Monheit

PERSONAL INFORMATION
First Name:
Last Name:
E-mail Address:
Address:
City:
State:
Zipcode:
Phone: () - ext.

INSURANCE CARRIER INFORMATION
State Farm
Nationwide
Allstate
 GEICO
Other Insurance Carrier
Name of Carrier:
  • Were you told by the insurance company not to contact an attorney?
  • If the insurance company told you not to contact us, let us know, as your rights may have been violated.
  • Even if you already settled your case, you may be entitled to bring a claim.
  • In fact, if you settled with your own insurance company, without consulting an attorney we want to know why?
Please describe what the adjuster said to you about using an attorney:

CASE INFORMATION
Date of Accident:
City Incident Occurred:
State Incident Occurred:
Roadway or Intersection:
Describe What happened:
Doctors or Physicians Involved:
Hospital Involved:
Who was the driver of your vehicle:
Who was/were the passenger(s) in your vehicle:
Name(s) Injured Party(ies):
Witness Names and Contact information:
Was a Ticket issued?
Yes
No
Please describe:

ADDITIONAL COMMENTS
Additional Comments:
Please Describe Your Current Situation:
 


 

 

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