Uninsured Motorist Coverage Information

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Monheit Law:
   Uninsured Motorist Lawsuits : UM Articles : 2005-04-19 : Article

What does UM/UIM insurance do for you?

Many people do not understand the UM/UIM insurance area (uninsured/underinsured motorist coverage).

In fact, when you buy UM/UIM coverage, you are buying insurance for the other person who is either unisnured (has no insurance) or under-insured (does not have enough insurance). This means that "your insurance company" becomes "their insurance company".

This puts you on the opposite side of the fence with your own insurance campany when you file a lawsuit against the other person who had no insurance when they hit your car. Now your company will essentially defend against your getting money from your policy as if they were that person!

Your insurance company will want to pay you as little as possible.

Michael Monheit, Esquire of Monheit Law, P.C.
Toll Free: 866-761-1385
Email: Michael Monheit
Don't be fooled by a wolf in sheep's skin!

Were you told by your insurance company that "you should not contact an attorney?" Are you unhappy with the settlement amount that your insurance company gave you? Even if you already settled your case, you may be entitled to bring a claim against your insurance carrier if they gave you bad advice. In fact, if you settled with your own insurance company, without consulting an attorney we want to know why?

Contact Monheit Law about your Uninsured Motorist coverage case.
Michael Monheit, Esquire
Toll Free: 866-761-1385
Email: Michael Monheit

PERSONAL INFORMATION
First Name:
Last Name:
E-mail Address:
Address:
City:
State:
Zipcode:
Phone: () - ext.

INSURANCE CARRIER INFORMATION
State Farm
Nationwide
Allstate
 GEICO
Other Insurance Carrier
Name of Carrier:
  • Were you told by the insurance company not to contact an attorney?
  • If the insurance company told you not to contact us, let us know, as your rights may have been violated.
  • Even if you already settled your case, you may be entitled to bring a claim.
  • In fact, if you settled with your own insurance company, without consulting an attorney we want to know why?
Please describe what the adjuster said to you about using an attorney:

CASE INFORMATION
Date of Accident:
City Incident Occurred:
State Incident Occurred:
Roadway or Intersection:
Describe What happened:
Doctors or Physicians Involved:
Hospital Involved:
Who was the driver of your vehicle:
Who was/were the passenger(s) in your vehicle:
Name(s) Injured Party(ies):
Witness Names and Contact information:
Was a Ticket issued?
Yes
No
Please describe:

ADDITIONAL COMMENTS
Additional Comments:
Please Describe Your Current Situation:
 


 

 

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