Uninsured Motorist Coverage Information

Monheit Law:
   Uninsured Motorist Lawsuits
UM Articles
Past UM Artilces
Current UM Articles
"You don't need a lawyer?"
UM Coverage
UM Insurance Case Inquiry Form
What should I do?


Monheit Law:
   Uninsured Motorist Lawsuits : UM Articles : 2005-04-18 : Article

UM Coverage, Uninsured Motorist Coverage - What is it? - Monheit Law

Uninsured Motorist - What is it?

What do you get when you buy UM coverage?

In short, you are buying insurance for people who don't bother to buy their own, but are still out driving that uninsured car. When one of those uninsured dirvers causes an accident, having this coverage protects you.

Thus, UM coverage protects you when you get hit by a person who has no insurance.

U coverage is usually optional. However, that does not mean it is unimportant. If you don't have this and you get hit by an uninsured driver, you are usually out of luck because you can't use your own liability.

Thus, when you have UM coverage, your UM policy insurance carrier will have to stand in the shoes of the uninsured person who caused your accident. But this puts your own insurance company as an adversary to you! That is, your insurance company will in essence become "the other driver's insurance company" when you file a claim against the uninsured driver. This means you probably will need a lawyer.

I can assure you that in order to defend the case, your own company will hire a lawyer -- so you should hire one too!

Michael Monheit, Esquire of Monheit Law, P.C.
Toll Free: 866-761-1385
Email: Michael Monheit
Don't be fooled by a wolf in sheep's skin!

Were you told by your insurance company that "you should not contact an attorney?" Are you unhappy with the settlement amount that your insurance company gave you? Even if you already settled your case, you may be entitled to bring a claim against your insurance carrier if they gave you bad advice. In fact, if you settled with your own insurance company, without consulting an attorney we want to know why?

Contact Monheit Law about your Uninsured Motorist coverage case.
Michael Monheit, Esquire
Toll Free: 866-761-1385
Email: Michael Monheit

PERSONAL INFORMATION
First Name:
Last Name:
E-mail Address:
Address:
City:
State:
Zipcode:
Phone: () - ext.

INSURANCE CARRIER INFORMATION
State Farm
Nationwide
Allstate
 GEICO
Other Insurance Carrier
Name of Carrier:
  • Were you told by the insurance company not to contact an attorney?
  • If the insurance company told you not to contact us, let us know, as your rights may have been violated.
  • Even if you already settled your case, you may be entitled to bring a claim.
  • In fact, if you settled with your own insurance company, without consulting an attorney we want to know why?
Please describe what the adjuster said to you about using an attorney:

CASE INFORMATION
Date of Accident:
City Incident Occurred:
State Incident Occurred:
Roadway or Intersection:
Describe What happened:
Doctors or Physicians Involved:
Hospital Involved:
Who was the driver of your vehicle:
Who was/were the passenger(s) in your vehicle:
Name(s) Injured Party(ies):
Witness Names and Contact information:
Was a Ticket issued?
Yes
No
Please describe:

ADDITIONAL COMMENTS
Additional Comments:
Please Describe Your Current Situation:
 


 

 

Home  |  Site Map  |  Disclaimer