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Monheit Law: Uninsured Motorist Lawsuits : UM Articles : April 2005 : 2005-04-18
Keep in mind that a lawyer can often negotiate on your behalf and has experiences that you do not necessarily have in such situations. Lawyers handle these cases often. In addition, if you have a settlement offer from the other... (Read Article)
April 18, 2005 The rule of themb is... you should buy as much UM as you can affored, and should never buy less than $100,000 per person in UM and UIM coverage. These coverages are not that expensive, since they are secondary to the person at fault's... (Read Article)
April 18, 2005 There are things you need to know about your insurance covverage. Don't assume that your insurance carrier is looking out for you! And, don't assume because you have some UM that you are fully protected. WHile UM/UIM protects you,... (Read Article)
April 18, 2005 When an accident occurs, and the other driver does not have insurance, and you are hurt, then your UM/UIM takes the place of the uninsured, or underinsured, person who injured you. But this does not mean that your insurance company... (Read Article)
April 18, 2005 The first rule is call your lawery. The last rule is DON'T TALK at all to any insurance people without first consulting your lawyer. Consultin an injury lawyer is important to fully protect your rights. Keep in mind how insurance... (Read Article)
April 18, 2005 It is simple. Follow this instruction if you want the highest level of protection from making a mistake. "Don't talk to insurance adjusters without a lawyer." Insurance adjusters are very skilled at getting you to say things that... (Read Article)
April 18, 2005 Uninsured Motorist - What is it? What do you get when you buy UM coverage? In short, you are buying insurance for people who don't bother to buy their own, but are still out driving that uninsured car. When one of those uninsured... (Read Article)
April 18, 2005 What do you need to prove to get coverage and receive payment under your UM (uninsured motorist) policy? Two things First, you have to that the other party caused the accident and the other party had no insurance. Second, you have... (Read Article)
April 18, 2005 Will my own insurance adjuster protect my interests? I doubt it! You must realize that insurance companies train adjusters to be skilled at "helping" you while they are really helping themselves! But insurance companies only make more... (Read Article)
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