Toxic Mold

Do I have a case?

What is Toxic Mold?
What is the problem?
Who is responsible?
What is being done?
What to do when faced with Toxic Mold Property Damage?

FAQs about Toxic Mold and Claim Adjusters (Public
Adjusters)
Toxic Mold Case Study
Toxic Mold Prevention
Toxic Mold Web Resources

Toxic Mold News

Mold News Blog

If you or someone in your family has suffered physical illness or property damage due to Toxic Mold, you should immediately seek the assistance of a claims adjuster (for property damage) and/or an attorney (for personal injury).

Personal injuries may include:

• asthma

• sinus headache and nasal congestion

• memory and hearing loss

• dizziness

• skin rashes and hives

• excessive fatigue

• flu-like symptoms

• ongoing sore throat and chronic cough

• bleeding in the lungs

• pulmonary hemorrhage

• death

Property damage may include:

• Cost of remediation

• Business interruption

• Relocation costs

• Temporary housing or business facilities

• Cost of rebuilding and repair

• Cost of inventory loss, if inventory has been damaged by mold

• Loss in rent

• Other damages that may exist as a result of the mold

A claims adjuster (also known as public insurance adjuster) does not work for any insurance company; a mold claim adjuster works for you on a very small commission basis (usually between 2 and 10%) to get payment for your property damage.

Insurance policies are purposely written in legalese-insurance-based language. Claim adjusters (public adjusters) are not intimidated by the complexities of an insurance policy. Hiring an experienced claim adjuster is akin to hiring a lawyer. You wouldn’t try to defend yourself in a court of law. Just like a lawyer knows the ins-and-outs of trial law; the same can be said about a claims adjuster and the insurance industry.

What you think you’re due and what the insurance company thinks, covers a broad spectrum of discretion. A claims adjuster (public adjuster) will review your policy and your situation. A claims adjuster (public adjuster) represents you by talking to the insurance company and negotiating on your behalf to recover monetary damages for property and/or personal injury.

You will need to be prepared with dates and some documentation. For instance, when did you first notice the Toxic Mold? What was the source of the mold? Was there a flood or a roof leak, a broken pipe? Be specific. The adjuster will also want to know the extent of the damage.

Save time, frustration, self-doubt, and an unwanted paper trail. You can’t afford to not hire a claims adjuster (public adjuster) to deal with your Toxic Mold problems.
 

Do I have a Toxic Mold Case?