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What to do when faced with Toxic Mold Property Damage?
If you or someone in your family has suffered physical illness or
property damage due to Toxic Mold, you should immediately seek the
assistance of a claims adjuster (for property damage) and/or an attorney
(for personal injury).
Personal injuries may include:
Property damage may include:
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Cost of remediation
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Business interruption
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Relocation costs
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Temporary housing or business facilities
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Cost of rebuilding and repair
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Cost of inventory loss, if inventory has been damaged by mold
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Loss in rent
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Other damages that may exist as a result of the mold
A claims adjuster (also known as public insurance adjuster) does not
work for any insurance company; a mold claim adjuster works for you on a very
small commission basis (usually between 2 and 10%) to get payment for
your property damage.
Insurance policies are purposely written in legalese-insurance-based
language. Claim adjusters (public adjusters) are not intimidated by the
complexities of an insurance policy. Hiring an experienced claim
adjuster is akin to hiring a lawyer. You wouldn’t try to defend yourself
in a court of law. Just like a lawyer knows the ins-and-outs of trial
law; the same can be said about a claims adjuster and the insurance
industry.
What you think you’re due and what the insurance company thinks, covers
a broad spectrum of discretion. A claims adjuster (public adjuster) will
review your policy and your situation. A claims adjuster (public
adjuster) represents you by talking to the insurance company and
negotiating on your behalf to recover monetary damages for property
and/or personal injury.
You will need to be prepared with dates and some documentation. For
instance, when did you first notice the Toxic Mold? What was the source
of the mold? Was there a flood or a roof leak, a broken pipe? Be
specific. The adjuster will also want to know the extent of the damage.
Save time, frustration, self-doubt, and an unwanted paper trail. You
can’t afford to not hire a claims adjuster (public adjuster) to deal
with your Toxic Mold problems.
Do I have a Toxic Mold Case?
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