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Pennsylvania How to Overcome Limited Tort Coverage

If you’ve been hurt in a Pennsylvania car accident then you are likely wondering whether your Pennsylvania limited tort insurance coverage is going to allow you to recover damages for your injuries.  For economic damages, such as medical expenses and lost wages, you have nothing to overcome. PA limited tort law will allow you to recover those damages.

What You Will Need to Overcome

In order to recover damages for non-economic damages such as pain and suffering, however, you will need to prove that you fall into one of the Pennsylvania limited tort exceptions. Specifically, to overcome limited tort and recover damages, you will need to prove one of the following:

  • The person at fault for your accident was convicted of or accepted Accelerated Rehabilitative Disposition (ARD) for drunk or drugged driving which caused your injuries.
  • The person at fault for your accident was driving a motor vehicle registered in a state other than Pennsylvania.
  • The person at fault for your accident intended to injure himself or someone else.
  • Your accident injuries were caused by a defect in the design, manufacturing, repair or maintenance of a vehicle.
  • You were hurt while a passenger in a commercial vehicle, or a vehicle other than a private passenger motor vehicle.
  • The person who caused the accident does not have the required insurance.
  • You have suffered a serious injury that has a substantial impact on a bodily function.

Do You Know Someone Who Has Been in an Accident and Has Questions?

If you know someone who has been hurt in a Pennsylvania accident then please share this post with that person so that he or she can know that a full recovery may be possible.


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