Before you borrow some else’s car, or loan someone your car, in Pennsylvania it is important to understand what will happen if the driver of the borrowed car is in an accident.
An accident may create physical damages for the driver, property damage for the owner of the car, and potentially property and physical damages to passengers or other motorists.
Generally, if the owner of the car gave his or her permission for the other person to the drive the car then the car owner’s auto insurance will be looked to first to settle the accident damages.
Financial liability becomes more complicated if the car owner does not have insurance or if the driver of the vehicle did not have the owner’s permission to drive the vehicle prior to the accident.
For these reasons, it is important to contact a Pennsylvania auto accident lawyer to discuss your rights and potential liability if you are the owner of the car, the driver of the car, or someone who has been hurt in a car accident.