First party medical benefits refer to the medical benefits included with your auto insurance policy.
If you are injured as a pedestrian in a Pennsylvania car accident and you have car insurance then your first party medical benefits would apply. If you do not have car insurance, you are not covered under someone else’s insurance, or your medical bills exceed the limits of the policy covering you then your medical expenses should be submitted to your health insurance company.
Bills that remain unpaid after you have reached the applicable limits of your auto insurance and/or health insurance are typically the responsibility of the insurance company for the driver at fault for the accident. In that case payment for your medical bills will be negotiated as part of your settlement.
If you know someone who has been hurt in PA pedestrian accident then please share this post with that person so that he or she can understand how to get compensation for his or accident injuries.
